Debit vs Credit
Debit thiab credit yog ob lub ntsiab lus uas yog ib feem tseem ceeb ntawm ib qho kev suav nyiaj thiab tseem muaj qhov tseem ceeb hauv lub neej ntawm tib neeg hauv daim ntawv debit thiab credit card. Txawm tias ib tug neeg layman paub tias nws tus as-qhauj tau txais credit thaum nws tso nyiaj los yog ib daim tshev kos rau hauv nws qhov kev pom zoo, thiab nws tus as-qhauj tau raug rho tawm thaum nws rho nyiaj los ntawm nws tus as-qhauj lossis daim tshev uas tau muab los ntawm nws los ntawm lwm tus neeg lossis tog tuaj rau kev tshem tawm. nyob rau hauv lub txhab nyiaj nws muaj account. Txawm li cas los xij, muaj ntau qhov sib txawv ntau dua li qhov yooj yim qhov tseeb tias cov nyiaj mus thiab tuaj rau hauv koj tus as khauj raws li yuav pom meej tom qab nyeem cov lus no.
Credit tso nyiaj rau hauv koj tus as khauj thiab yog li nws zoo, thaum rho nyiaj tawm ntawm koj tus as khauj ces nws tsis zoo, tab sis nws tsis yog lub tswv yim yooj yim. Txawm li cas los xij, hauv kev suav nyiaj, ob qho nuj nqis thiab cov qhab nia tsuas yog kev lag luam uas yuav tsum tau sau tseg hauv nqe lus. Qhov tseeb, nws yog nyob rau hauv accounting uas peb tau hais tias ib tug bank account yog ib tug debit account. Yog li txawm tias koj tso nyiaj lossis rho tawm, ob qho tib si tau nkag mus rau hauv qhov system hu ua ob chav nkag accounting.
Koj puas tau xav paub qhov txawv ntawm daim credit thiab daim debit card? Daim npav debit tsis ntau tshaj li daim npav ATM, thiab thaum koj siv nws los ua kev yuav khoom, cov nyiaj tau txiav tawm ntawm koj tus account hauv txhab nyiaj. Yog li ntawd, tsis muaj kev txaus siab them rau ib qho kev lag luam ua los ntawm daim debit card. Ntawm qhov tod tes, kev yuav daim npav rho nyiaj tsis cuam tshuam koj tus as-qhauj, thiab tsis muaj kev txiav tawm txawm tias koj tuaj yeem tau txais daim ntawv qhia txhua hli los ntawm tuam txhab credit card nrog cov paj laum ntawm koj qhov kev lag luam.
Qhov txawv ntawm Debit thiab Credit yog dab tsi?
· Rau ib tus neeg, muaj qhov sib txawv ntawm debit thiab credit thiab tuaj yeem nkag siab tau yooj yim thaum nws tso nyiaj hauv nws tus account hauv txhab nyiaj thiab nws pom tias yog credit hauv nws tus account. Ntawm qhov tod tes, debit yuav tshwm sim thaum nws rho nyiaj lossis teeb meem kos rau lwm tus lossis tog.
· Txawm li cas los xij, hauv kev suav nyiaj, tsis muaj qhov sib txawv ntawm daim debit thiab credit thiab lawv tsuas yog txoj hauv kev sau cov kev lag luam hauv daim ntawv qhia nyiaj txiag. Qhov no system ntawm accounting yog hu ua ob nkag accounting.
